Security
Every gift, protected.
Culqi or Mercado Pago processes the payment; parati holds your money until you request a payout.
The journey of every sol
Your guest pays
Card, Yape or a direct payment.Card or Yape through the gateway; direct Yape or bank transfer with proof of payment.
Payment is confirmed
Our team checks direct payments.The gateway charges the card without parati seeing its details. Our team checks direct payments once the money arrives.
parati holds it
Every gift appears in “Ingresos” (Income).
You withdraw to your CCI
First payout at no cost; later payouts S/ 15.
Your money, in plain sight
See every gift and your available balance in “Ingresos” (Income).
Our promises
Card details stay with the gateway
parati never sees or stores your card details.
Direct payments are checked
We approve a direct Yape or bank transfer only after confirming that the money arrived.
Duplicate or wrong charges, refunded
A duplicate charge, one you don't recognize or a wrong amount is refunded in full, fee included, to the same payment method within 7 business days of confirming the error.
Refund policy (in Spanish)Bank details only when needed
We ask for them with your first payout request, not when you create your celebration.
Questions about security
Does parati store my card details?
No. Card details are typed into the payment gateway's form, Culqi or Mercado Pago, and the gateway processes the charge. parati never sees or stores them.
Which gateway processes a gift payment?
Culqi or Mercado Pago, depending on the order: parati decides which one each payment opens with. Both take cards and Yape (Peru's mobile wallet), and your guest sees the gateway's form before paying.
How is a direct Yape or bank transfer checked?
When the celebration accepts direct Yape or bank transfer, your guest uploads the operation number and a photo of the receipt. Our team checks that the amount reached the account and only then approves the gift; if it didn't, the gift is rejected and the guest is told by email.
Where is the money until I withdraw it?
parati holds what your celebration raises until you request a payout from “Ingresos” (Income) in the app. We deposit it into the CCI account you registered in your profile. Each celebration's first payout is free; later ones cost S/ 15.
Do I need my bank details to publish the invitation?
No. You can create and publish your celebration without them. The account holder, ID document and CCI account are requested when you ask for your first payout.
I was charged twice. What do I do?
Write to us on WhatsApp or at soporte@paratipe.com with the operation number. Duplicate charges, charges you don't recognize and wrong amounts are refunded in full, fee included, to the same payment method within 7 business days of confirming the error.
Who is behind parati?
TUSOCIO IA S.A.C., a Peruvian company with RUC (tax ID) 20615869580, registered at Av. Venezuela 1861, Lima, Perú. It keeps an online complaints book (Libro de Reclamaciones) on its website.
Ready to celebrate what matters?
Create your celebration in minutes and share it with the people you love.
Publishing is free; there is a fee only when you receive a gift · your guests don't need an account · Secure payment
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